Santander Bank ATM at 3210 Carlisle Road, Dover, Pennsylvania.

This is the very definition of a ghetto bank. They will fee you left and right. I am an executor of an estate and they recommended I leave some cash in the account in case an electronic transfer would still take place. It turns out that their recommendation causes or triggers a $30 fee every month. Yes, $30 for following their banking advice. It turns out that the account needed a minimum of $20,000.00 to avoid the $30 monthly fee, so $60 of fees were assessed. So, against their advice, the account was closed completely.

Thank God for Credit Unions.